All Snapshot Samples

12 verticals. One methodology.

Every sample is an independent-verifier $499 Snapshot report shape. Different vertical, different regulatory citations, identical detection methodology. Click any card to see the full sample.

Regulated verticals

Flagship Healthcare Hospital ED-triage AI silently under-routed the elderly-multimorbid patient group. Determination: Category C. 9 high-severity drift events. HHS Section 1557 · CMS AI Interpretive Guidance · FDA PCCP · Joint Commission · State AG · Cures Act See sample → Freshest / SC prospect-scoped SC P&C Insurance Mid-size South Carolina carrier, auto-claims triage AI silently over-flagged coastal-county claimants for SIU review. SC UCSPA timeline exposure. SC Code §38-59-20 UCSPA · §38-73 Rates · §38-57 UTPA · §38-99 Data Security · SC DOI · FCRA §615 · NAIC See sample → Vertical Legal (Plaintiff Firm) Case-intake AI classifier silently declined a matter type at disproportionate rates. FRCP 37(e) spoliation exposure + State Bar AI-competence questions. FRCP 37(e) · State Bar AI Competence · Malpractice Carrier · Rule 23 · TCPA See sample → Vertical Banking (Credit Underwriting) AI credit-underwriting system silently declined a borrower group at differential rates. Fair-lending and model-risk exposure. Fed SR 11-7 · OCC 2011-12 · FDIC FIL-22 · ECOA/Reg B · FCRA · CFPB UDAAP · CFPB Circulars 2022-03 + 2023-03 · SPCP See sample → Vertical Insurance (Underwriting) Life underwriting AI silently mispriced a policyholder segment. Includes Colorado life-insurance-algorithm variant. NAIC AI Model Bulletin · NY DFS Letter No. 7 · Colorado SB 21-169 · CA Ins Code 790 · FCRA · State AG · NCOIL · FTC §5 See sample → Vertical Pharma (Trial Eligibility) Clinical-trial eligibility AI silently excluded a subject group. Trial-integrity + FDA-audit exposure. 21 CFR Part 11 · FDA Diversity Plans · FDA AI/ML SaMD · FDA PCCP · ICH E6(R3) GCP · EMA AI Reflection Paper · Cures Act §3013 · IRB Common Rule See sample → Vertical RIA / Wealth Management Portfolio-recommender AI silently drifted for near-retiree client segment. SEC exam + fiduciary-duty exposure. SEC Reg BI · Advisers Act §206 · FINRA 2111 · SEC Marketing Rule · DOL PTE 2020-02 · Form ADV Part 2A · State Blue Sky · CFP Board · SEC 2026 Exam Priorities See sample → Vertical Education (Admissions AI) College admissions AI silently affected a student group. Title VI + SFFA v. Harvard + FERPA exposure. Title VI · SFFA v. Harvard · Title IX · FERPA · OCR AI Guidance · Dear Colleague Letter · HEA §498 · Accreditor AI · IL SB-3773 · CO SB-26-189 · COPPA See sample → Vertical Housing (Mortgage Underwriting) Mortgage underwriting AI silently declined an applicant group at differential rates. Fair Housing Act + ECOA exposure. Fair Housing Act · ECOA/Reg B · HMDA · CFPB Circulars · FCRA Adverse Action · SR 11-7 · FHFA AB 2021-01 · Dodd-Frank ATR-QM · State AI Lending Laws · FTC §5 See sample → Vertical Energy (Grid Load Forecasting) Grid-load-forecasting AI silently mispredicted for a customer segment. Reliability + market-manipulation exposure. NERC EOP-011 · NERC CIP-013 · NERC BAL-001/002 · FERC Order 2222/881 · FERC Order 890 · ISO/RTO Market Manipulation · DOE C2M2 · Ofgem EPA See sample → Vertical Federal (DoD Predictive Maintenance) DoD predictive-maintenance AI silently drifted for an asset group. Contracting + JAG + IG exposure. DoD Directive 3000.09 · DoD AI Ethical Principles · CDAO AI Governance 2024 · DoDI 5000.02 · OMB M-24-10 · OMB M-24-18 · EO 14110 · CMMC 2.0 · FAR/DFARS/CDA See sample →

What every sample includes

Vertical scenario walkthrough (synthetic data, real regulatory citations)
Categorical A / B / C determination with methodology
Rolling-mean drift chart, baseline-vs-recent distribution chart, lane-shift chart
Counterparty-question rehearsal (5 sample decisions reproduced defensibly)
Independent-verifier declaration signed by Kevin Luddy, Principal, contrarianAI LLC
Per-regulation deep-dive subpages (one per cited framework)
"How does this help me?" benefit companion pages (dollar frame, who at your org cares, green/red stance blocks)

Behind the samples

Each sample uses the same audit methodology stack: distributional-shape sensor for group-differential drift, retrieval-audit for RAG systems, prompt-drift sensor for behavior-change over time, tool-call-grader for autonomous-agent decisions, predictor-corrector for self-verifying output, router-drift for multi-model orchestration. Read the methodology whitepapers at writing / research or see the expert-witness engagement menu at /legal-expert-witness.html.

Your organization's actual $499 Snapshot follows the same shape.

Below procurement threshold. Signed independent-verifier declaration. 3 business days. Snapshot credit applies to Baseline ($2,500) or Enterprise Attestation ($35-55K) upgrade within 30 days.

Book a free 20-min Fit Call

Or email luddy.kevin@gmail.com with your vertical + AI system in the subject line. Response within 48 hours.