RIA AI Reliability Snapshot

One AI system. Three days.
SEC-exam-readiness signal on a single page.

For RIA / hybrid-RIA / robo-advisor firms using AI in portfolio recommendation, KYC triage, marketing content, or client-facing surfaces. Below-procurement-threshold pricing. Self-serve intake. Fixed $499, delivered as PDF via email within three business days.

$499/ 3-day turnaround
Buy the snapshot — $499
Direct-buy Stripe. No scope call required. Sub-corporate-card threshold.

The SEC-exam question your AI can't answer

SEC 2026 exam priorities call out AI governance explicitly. Reg BI + Advisers Act 1940 + FINRA Rule 2111 all now converge on the same request under exam:

“Reproduce this AI-generated portfolio recommendation from [date], including client's stated risk tolerance and goals as they existed at recommendation-time, the AI's inputs, its scoring output, the allocation-lane recommended, the model version, and the configuration state — as a defensible record we can hand to counsel or the examiner.”

Most RIAs cannot answer today. Riskalyze / Nitrogen / YCharts / Morningstar Direct show green throughout; per-cohort distributional shape shows drift. Adverse-differential across age-income cohorts is the specific pattern SEC exam staff, FINRA arbitration panels, and plaintiff's counsel look for.

What you get

Snapshot Report (1 page PDF)

  • Category A / B / C determination on the specific AI system
  • The-one-number that matters (cohort-suitability differential)
  • Reg BI + FINRA 2111 + Adv Act citations by rule number
  • Three specific fix-first items scoped to your surface
  • Sample sensor output + reproducibility rehearsal

What it isn't

  • Full 8-layer AIC attestation (that's Enterprise at $35-55K)
  • Signed regulator-facing statement
  • Live re-audit or ongoing monitoring
  • Legal opinion or exam-defense representation
  • Bespoke customization beyond the snapshot template

How it works

1
Buy $499
Stripe direct, 60 sec
2
Intake form
5 fields + CSV upload
3
Analysis
Sensor runs 24-48 hr
4
PDF delivered
Day 3 via email

$499. Three business days. One signal your CCO can act on.

If the snapshot surfaces material regulator-exposure, upgrade path is $2,500 Baseline Audit (5 days) or $35-55K Enterprise Attestation (3-6 weeks). Snapshot credit applies to either upgrade within 30 days.

$499 — buy now
Independent-verifier attestation. Not a legal opinion. Attestation is Kevin Luddy's professional judgment based on the specific data submitted; scope limited to what the snapshot covers. E&O carrier notified at engagement kickoff for Enterprise-tier only.