Insurance AI Reliability Snapshot

One AI system. Three days.
NAIC AI Model Bulletin readiness on a single page.

For P&C, life, and health insurers using AI in underwriting, claims adjudication, rating, or fraud-scoring. NAIC AI Model Bulletin (39+ state DOI adoptions) + FCRA + state anti-discrimination law + market-conduct-exam defensibility signal. Below-procurement-threshold pricing. Self-serve intake. Fixed $499, delivered as PDF via email within three business days.

$499/ 3-day turnaround
Buy the snapshot — $499
Direct-buy Stripe. No scope call required. Sub-corporate-card threshold.

See a sample Snapshot first

Before you spend $499, see exactly what you'll receive. Full sample $499 Snapshot report (synthetic-data example scenario) with all 8 sections, 3 charts, counterparty-question rehearsal, and signed determination:

See sample — free

The NAIC AI Model Bulletin question your AI can't answer

39+ state DOIs have adopted the NAIC AI Model Bulletin as of 2026 (NY DFS Circular Letter 7, CA CDI, CT, MD, PA, IL, TX, WA, CO among leaders). Market-conduct examiners now ask:

“Reproduce this AI-driven underwriting decision from [date] — applicant's rating territory, credit-tier at bind, prior-loss profile, model version, underwriting-score, and lane routed — as a defensible record we can produce for state DOI market-conduct exam, NAIC AI Model Bulletin compliance audit, state AG consumer-protection inquiry, or plaintiff class-cert response.”

Most carriers cannot reproduce AI-driven decisions with model-version + config-state precision. That gap is where market-conduct findings, fines, and adverse-impact class actions compound.

Vertical scope

AI Surfaces In Scope

  • Underwriting-decision AI (auto / home / commercial)
  • Claims-adjudication + SIU triage AI
  • Rating + pricing algorithms
  • Fraud-detection scoring AI
  • Life underwriting + medical-history AI

Regulatory + Litigation Exposure

  • State DOI market-conduct examination
  • NAIC AI Model Bulletin compliance audit
  • State AG consumer-protection enforcement
  • Adverse-impact plaintiff class action
  • FCRA adverse-action notice reconstruction

What you get

Snapshot Report (1 page PDF)

  • Category A / B / C determination on the AI system
  • The-one-number: reproducibility-gap decision count
  • NAIC AI Model Bulletin ยง5.2 + FCRA + state DOI rule citations
  • Three specific fix-first items scoped to your surface
  • Sample sensor output + adverse-impact-differential rehearsal

What it isn't

  • Full 8-layer AIC attestation (Enterprise at $35-55K)
  • Actuarial rate-filing review (separate engagement)
  • State DOI market-conduct exam response (advisory only)
  • Live re-audit or ongoing monitoring
  • Bespoke customization beyond snapshot template

How it works

1
Buy $499
Stripe direct, 60 sec
2
Intake form
5 fields + CSV upload
3
Analysis
Sensor runs 24-48 hr
4
PDF delivered
Day 3 via email

$499. Three business days. One signal your Chief Compliance Officer + Chief Actuary can act on.

If snapshot surfaces material NAIC / DOI / adverse-impact exposure, upgrade path is $2,500 Baseline Audit (5 days), $15K Full Diagnostic (2-3 weeks), or $35-55K Enterprise Attestation (regulator-facing signed statement). Snapshot credit applies to upgrade within 30 days.

$499 — buy now
Independent-verifier attestation. Not a legal / regulatory opinion. Scope limited to snapshot data submitted. Kept confidential under NDA on request. E&O carrier notified at Enterprise-tier engagement kickoff.